How you can improve your credit score

 The credit score is also referred to as a FICO Score and is a mathematical formulae created by Fair Isaac and Company.

 The credit score is used by most companies to see if you are a good credit risk or not. Equifax and Trans Union will crunch the numbers from the credit report, and spit out a number somewhere between 300 and 900, or even no number or R for Reject. A score over 680+ is considered excellent.