Why Use a Mortgage Agent? Canadian First Time Home Buyers
A mortgage broker services are free as the bank pays a finder’s fee.
A mortgage broker has over 50 different lenders
including Banks, Credit Unions and Trust Companies – so will save you time
Since a mortgage broker does
business with lots of banks throughout Canada
shop for and negotiate the best rates and programs available.
Product Customization- a mortgage broker ability to assess and determine your
unique situation (including your credit, your current financial situation,
and your short and long term plans) so that they can find a mortgage product
that is perfectly customized for your particular needs.
A mortgage broker don’t work
for any one bank, they work
for you!
Step
By Step - a mortgage broker will walk you thru the process of
getting a mortgage, step by step, especially if you are a first time homebuyer
– it can be daunting.
one credit bureau only but can forward your file to many lenders! Many people inadvertently disqualify
themselves from getting the best rate when they are shopping for a mortgage.
When multiple banks pull a credit bureau, your credit rating drops every time,
sometimes eliminating the chance for the best mortgage or a mortgage at all!
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