No. 4 of 10 Things to Consider Before you Buy Your First Home

Use a Mortgage Broker∕Agent: There are many reasons why working with me will benefit you when purchasing your first home.   It can be a very daunting process and rather overwhelming when purchasing your first home and I am here to help and walk you thru each step.  Giving you all the information, advice and assistance you need.  I have access to VIP wholesale interest rates some banks don’t want you to know are available saving you thousands of dollars in unnecessary interest.  Since I send lenders millions of dollars of new business each month, they always offer me the deepest discounts which I pass on to you immediately.  I shop the market saving you time while you focus on the fun stuff like finding your new home, buying furniture etc.  Calling me is like calling over 50 different lenders including Banks, Credit Unions and Trust Companies.  I work for you and at the same time my services are free^(OAC) as the lenders compensate me.

I will provide you with all the right financing options for you and I am available on your terms - day, evening and weekends.   I take one credit bureau only but can forward your file to many lenders!   Many people inadvertently disqualify themselves from getting the best options when they are shopping for a mortgage, because when multiple banks pull a credit bureau, your credit rating drops every time, sometimes eliminating the chance for the best mortgage or a mortgage at all!  I have a large range of products to select from such as cash back mortgages, self-employed, credit challenged, no down payment, cottage properties, line of credit, 2nd mortgages and more.  I really appreciate your business, and will do an exceptional job for you because I want all your family and friends’ business in the future! I provide you with rate protection; if the rates drop before you move in you automatically get the lower rate and if rates go up you have the lower rate locked in.  Finally, it is what I do for you after you have moved into your new home; I will follow up including Annual Mortgage Check-Ups, Variable Rate Updates, discussing strategies on saving more unnecessary interest and planning your Mortgage Burning Party!